316-399-6407
1247 S Tyler Rd, Wichita, KS 67209
Inside Elevate Title Company
Escrow Setup & Servicing · Creative Real Estate

Owner-financed deals, done right and serviced on time.

Golden Lane Escrow sets up and services escrow for owner carry, rent-to-own, lease option, and subject-to transactions — with a portal both sides can actually use.

See how it works Make a payment
Laney Blades, Golden Lane Escrow LLC
What Is Escrow?

A neutral third party, holding everything together

Escrow is a neutral third-party service that helps manage important documents, payments, and transaction details between buyers and sellers. Golden Lane Escrow holds original transaction documents, including deeds, while tracking payments, maintaining records, and following the written agreement between the parties.

For creative financing transactions, escrow provides a clear record of what has been paid, what is still owed, and when documents should be released. When taxes are included in the agreement, escrow can also help collect and hold tax funds so they are properly tracked and available when property taxes come due.

Why Golden Lane Escrow

A clear process, from setup to payoff

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Document Holding & Organization

We collect and hold original transaction documents, including deeds, so everything is kept together and released according to the written agreement.

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Payment Tracking

Monthly payments are tracked and recorded so buyers and sellers have a clear history of what has been paid and what is still owed.

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Buyer & Seller Portals

Online portal access allows both parties to view account details, payment history, and servicing information in one place.

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Tax & Insurance Support

When included in the agreement, escrow can help track tax and insurance funds so important property obligations stay organized.

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Records When You Need Them

If questions, payoff, cancellation, or release issues come up, escrow provides clear records and documentation to support the next steps.

Simple Pricing

For setup, servicing, and closing support

Escrow Setup Fee
Includes escrow file setup, document intake, account creation, and preparation for ongoing servicing.
$500.00
One-Time Portal Activation Fee
Provides access to the online buyer and seller portal for account details, payment records, and servicing information.
$50.00
Monthly Escrow Servicing Fee
Covers monthly payment tracking, recordkeeping, buyer/seller account updates, and ongoing escrow servicing.
$35.00 / mo
Additional Payout Fee
A separate, per-occurrence fee — only applies when a monthly payment needs to be split and disbursed to more than one party. Not part of the standard monthly servicing fee above.
+$10.00 / payout
Deed Recording Fee
Charged at closing. Applies only to certain transaction types where deed recording is required.
$38.00
Cancellation / Release Fee
Charged at closing. Applies when cancellation, release, or closeout documents are needed.
$75.00
Rush Closing Fee
Applies to closings requested with less than 24 hours' notice.
$100.00
Estimate Your Payment

Mortgage / Owner-Finance Calculator

Enter your numbers below — your estimated monthly payment updates automatically as you type.

Estimated Monthly Payment
$0
Loan Amount$0
Principal & Interest$0
Property Tax$0
Home Insurance$0
HOA$0
This is an estimate only. Your actual payment and total transaction cost may include additional fees not reflected above, such as:
  • Closing costs (typically 2–5% of the loan amount)
  • Title insurance and title search fees
  • Appraisal and property inspection fees
  • Recording fees and transfer taxes
  • Actual property tax and homeowners insurance amounts, which vary by location and are not guaranteed by this calculator
  • Golden Lane Escrow's own setup and servicing fees — see the Pricing section above for our exact fees (escrow setup, portal activation, monthly servicing, and situational fees)
This calculator is for general estimation purposes only and is not a loan offer, quote, or guarantee of terms. Please contact us directly to discuss your specific transaction.
Types of Owner Financing

Real estate terms, explained

These structures come up constantly in investor and off-market deals. Here's what each one actually means.

01Contract for Deed
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A buyer makes payments over time while the deed and original documents are held in escrow until the contract is paid in full. Escrow helps track payments, maintain records, and release documents according to the agreement. Title transfers at payoff
02Rent-to-Own / Lease Option
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A buyer leases the property with the option or intent to purchase later. Escrow helps keep payments, deadlines, option terms, and transaction records organized throughout the lease period. Right to buy, not a requirement
03Subject-To
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A buyer purchases the property subject to the seller's existing loan, which remains in place. Escrow helps track payments and documentation so both parties have a clear record of the arrangement. Existing loan stays in place
04Mortgage Wrap
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A seller-financed transaction where an existing loan remains in place while the buyer makes payments under a new agreement. Escrow helps service payments, track balances, and keep records organized between the parties. One loan layered over another
Portals

Check your account, anytime.

Two separate portals — one for borrowers, one for lenders. Please use the one that matches your role.

For Borrowers

Borrower Portal

Borrowers: pay through portal, view your balance, payment history, and loan documents.

Open Borrower Portal →
For Lenders

Lender's Portal

Lenders: access your portal here to view disbursements, statements, and portfolio activity.

Open Lender's Portal →
Digital Payments

Make a payment

No checks, no bank visits. Borrowers submit payments electronically through the Borrower Portal above.

Recurring · ACH · Borrowers Only

Monthly Loan Payment

Borrowers: set up automatic monthly payments on your owner-financed loan, or pay a single installment on your own schedule.

Pay Through Borrower Portal →
One-Time · Escrow Setup

Earnest Money / Setup Deposit

Submit your initial deposit to open escrow on a new owner-financed transaction.

Call to Get Started →
Recurring loan payments are submitted securely through the Borrower Portal, powered by Bryt Software. Lenders should use the Lender's Portal above for disbursements and statements, not this payment flow. For a one-time earnest money or escrow setup deposit, call our office first so we can open your file correctly.